to Switchio®

The comprehensive platform for
processing electronic payments

Switchio helps you manage all your electronic payments under one flexible system

POS device options
payment methods
acquirer connections
in-house IT specialists

Fee optimization

Each month we process millions of payments in the transport, parking and retail sectors, lowering costs for providers and enabling faster, flexible and more economical payment options for commuters and retail customers.

Lower costs
service providers
Switchio switcher
retail customers


No paper tickets, cheaper fare options, lower operating costs – tap and go technology makes travel on public transport easier than ever before.

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No more parking tickets to print or validate – contactless payment technology lets motorists enter parking facilities with a simple tap of their card

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Our flexible payment platform empowers retailers to take charge of their payment processing and helps them save on transaction fees. 

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How it works

Our platform processes payments made with systems like smart cards, smartphones and other mobile devices on various payment terminals used in the transport, parking and retail sectors. Our custom-designed solutions are provided in the form of Software as a Service (Saas) in a PCI DSS-certified environment.

Payment methods
Payment terminals
  • transport
  • parking
  • retail
Switchio switcher
  • multi-acquiring support
  • routing rule adjustment (15+ acquirers)
  • acquirer independence

Switchio technology

We offer a ready-made, robust software platform for secure payment processing. Our white label solution is suitable for partnerships with public transport operators, parking facilities, retail chains, banks and payment facilitators.

Switchio Advantage
The Switchio


Contactless payments are fast becoming the preferred payment option: they are quick, easy and safe to use. Explore the Switchio advantage and get on board with the future of payment processing.

Comprehensive, seamless EMV platform
Comprehensive, seamless EMV platform

Our platform integrates all payment and ticketing modes into one seamless, transparent system. Integration lowers operating costs and enables efficient pricing models.

Interoperability and independence
Interoperability and independence

Our payment switch connects to almost any hardware in the transport, retail and parking sectors and gives you the freedom to choose or combine your preferred banking partners. 

Fast, scalable deployment
Fast, scalable deployment

Our IT specialists can deliver a comprehensive payment platform within three months. Our solution is fully scalable and adaptable to your growing needs.

Value added services
Value added services

Our fully flexible solution is able to incorporate value added services such as rewards and loyalty programs or merchant business analytics. 

White label solution
White label solution

Our payment platform is available as a white label solution. We offer fully customizable partnerships with advanced development services.

Uncompromised cybersecurity
Uncompromised cybersecurity

Our secure platform is PCI DSS certified and fully compliant with VISA MTT and Mastercard PAYG security standards. 


Panama & Switchio
Switchio in Panama
Panama passengers can now enjoy the benefits of modernization on metro lines 1 and 2. This innovative solution, known as account-based ticketing, eliminates the need for traditional paper tickets, streamlining the payment process and making it easier for passengers to travel.
Fertagus & Switchio - cEMV Payments in Public Transportation
Lisbon launches contactless EMV payments
The digitalization of payments in public transit is underway in Lisbon, Portugal. Passengers on Fertagus, a commuter rail line connecting the city centre with the suburb of Setúbal, no longer have to purchase tickets in advance. Instead, they simply pick their destination, tap their bank card or smart device on an electronic validator, and away they go.


Imagine, if you will, the two or so years of the covid pandemic as the walls of a narrow passage carved deep within a canyon by a river. Far below, a raft is seen making its way downstream, and in it sits the payments industry. As it approaches the narrow section, the water becomes increasingly turbulent, and the raft picks up speed.
Be in Amsterdam on October 18 and 19 for Engage, the annual international conference of Backbase, a global fintech that’s revolutionizing how people manage their money and their lives.
Kamil Hanáček
Kamil Hanáček
Switchio Executive Director

Ask Our Experts

Our sales experts are ready to answer all your questions and recommend suitable products and solutions.

“Choosing the Switchio platform from MONET+ was the best decision we could have made. Several of my senior team members have told me that if we hadn’t chosen Switchio, our project would have run into problems.”

Kelechi Nwaoba, Group Head, Sterling Bank Plc, Lagos, Nigeria

You’re in good company