Switchio Retail

An all-encompassing payment orchestration platform for merchants, ISO partners, payment facilitators, and acquirers with dynamic capabilities for seamless in-person payments.

 

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Switchio Retail

Cashless transactions are on the rise around the world. Switchio is your gateway to contactless EMV and other noncash payments.

40+
POS device options
20+
payment methods
25+
acquirer connections
-40%
possible reduction in transaction fees

How it works

Switchio is the software bridge between the merchant’s hardware POS infrastructure and a wide range of possible acquirers and payment institutions

It enables acceptance of multiple payment methods, including cEMV, for an enhanced customer experience and maximum payment processing efficiency.

Devices
Payment methods
Terminal
Payment terminals
Switchio switcher
Switchio
Bank
Banks
  • 15+ connected acquirers
  • acquirer independence
Switchio Retail Advantage
The Switchio

Retail Advantage

Switchio Retail is reshaping the future of in-person payments by combining multiple payment methods, large transaction volumes, and a flexible choice of acquirers.

Switchio Retail Advantage Unified payment platform
Unified in-person payment platform

Our centralized platform brings freedom to any merchant network by pooling all cashless payments into one secure, easy-to-manage system. We support all major credit cards and various loyalty/benefit payment schemes.

Switchio Retail Advantage Centralized processing of payments
Centralized processing of payments

Our system covers all of your payment processing needs, including terminal network and software management, transaction processing, and central reporting. We also provide support for transaction clearance and settlement.

Switchio Retail Advantage Cost optimalization
Cost optimization

With Switchio you can lower your operating costs by easily switching between acquirers, taking advantage of a unified POS device network, and adjusting routing rules to your preferred acquirer/processor.

Switchio Retail Advantage Device-agnostic
Device-agnostic solution

Switchio Retail supports 40+ pre-certified point-of-sale (POS) devices including the newest Android platforms. We can also easily accommodate POS devices preferred by our clients.

Switchio Retail Advantage Uncompromised cybersecurity
Uncompromised cybersecurity

We deliver safe electronic transaction processing per PCI DSS EMV standards with guaranteed 24/7 access. Our interoperable framework guarantees secure processing for acquirers, merchants, card issues and cardholders. We are fully P2PE certified!

Switchio Retail Advantage Easy integration
Easy integration

Switchio Retail is delivered as an open architecture platform, making it easy to integrate with your existing payments systems, including electronic cash registers, payment terminal applications, and admin and customer portals.

Switchio Retail Advantage Intuitive mechant portal
Intuitive retail portal

The retail portal provides transaction information and data analytics in one secure location. It features information on operations performed on all client terminals and offers a wide range of intuitive reports.

Switchio Retail Advantage White label solution
White label solution

Boost your business by using our switch under your brand. Our ready-made service can be deployed within a short timeframe and is suitable for all acquirers, ISO partners and payment facilitators.

Switchio Retail

Accept multiple cards on one payment terminal. Imagine the efficiency and savings

Switchio

Retail portal

The retail portal provides transaction information and analytics in one secure location. User-friendly widgets and dashboards deliver valuable data and intuitive reports.

Switchio Retail portal
Interested in Switchio Petrol?

Switchio Petrol Case study

Learn how Switchio Petrol has helped a leading European network of service stations to improve the management of electronic transactions on their payment terminals.

Switchio Case study
Select fuel schemes

There’s no limit to where we can go

Switchio works with a broad range of fuel payment schemes, and we are regularly adding new ones. Our technology knows no limits.

Petrol Schemes

TOMRA is committed to using innovative technology to optimize resource productivity across a range of industries, and in January we launched a new system for reusable takeaway packaging in a pilot project with the municipality of Aarhus in Denmark. In this pilot, Switchio has served as a key partner in developing the system used to refund the deposit on the reusable cups to consumers' bank cards at our automated collection points. Switchio's experience and attention to detail has been a great asset to us, and we look forward to continuing our collaboration.

Geir Sæther
SVP TOMRA System
Switchio Payment Ecosystem

Let's see how it works in real life!

Choose the best for your business with flexible payment methods, acquirers, hardware, and features to expand into new markets.

Switchio is ideal for large merchants, ISO partners, payment facilitators, and PSPs.

In-person payments orchestration

Our payment switch provides dynamic functionalities to ensure smooth in-person payment transactions.

FAQ: Getting started with Switchio Retail

Why is Switchio the top in-person payment solution?

Switchio stands out as the top in-person payment solution for several reasons:

  • Switchio Pay & Gateway: Our terminal app offers more features and flexibility, enhancing your payment experience (Linux & Android compatible).
  • Acquirer and Hardware Agnostic: We are one of the few players that operate independently of acquirers and hardware, allowing for greater versatility
  • Tailor-Made Solutions: We provide customized solutions, offering flexibility in development to meet specific needs.
Does your system meet all security compliance standards (PSI DSS, P2PE)?

Yes, our system meets all security compliance standards. 

We prioritize robust security measures, including compliance with the Payment Card Industry Data Security Standard (PCI DSS). 
We also employ Point-to-Point Encryption (P2PE), the gold standard for protecting payment data. Each component involved in handling payment data undergoes rigorous evaluation to ensure it aligns with strict P2PE standards and maintains security integrity.

At our core, security is part of our DNA.

Are you upgrading your payment hardware or just starting?

As a software house, we are hardware agnostic but offer recommendations for specific uses.

You can select from a range of available payment hardware options or request new additions as needed. Our solutions cater to large merchants, payment facilitators, ISO partners, etc., but not to small businesses with fewer than 50 terminals.

Payment hardware options include portable devices, self-service kiosks, and advanced card readers with EMV or NFC technology.

The right choice depends on your business needs, transaction volumes, and customer payment preferences, whether you are upgrading or starting a new one. Select hardware that enhances efficiency and customer satisfaction from our webpages or let's discuss this.

Supported Acquirers

Acquirer independence allows seamless integration with various partners, streamlining transactions and direct links to financial institutions.

Start with a customizable solution from Switchio, featuring H2H connectivity tailored to your business needs. Are you looking for fee stability? Switchio has you covered.

Explore Switchio in action

Cafes
Cafes
Restaurants
Restaurants
Supermarkets
Supermarkets
Cruises
Cruises
Festivals
Festivals
Featured

Projects

Preview Cuploop and Switchio
Cuploop & Switchio
Every year, billions of single-use cups are tossed after just a few minutes of use. They pile up in landfills, clog oceans, and contribute to a growing environmental crisis. Cuploop, an Estonian startup with a bold vision for change, and Switchio, a payment solutions provider, found the solution to this problem.
Preview Switchio & NAKA
Switchio & NAKA
Switchio and NAKA recently executed a successful proof-of-concept in Switzerland and El Salvador, enabling customers with a self-custody crypto wallet linked to a NAKA Card, the world’s first decentralized payment card for use on standard POS terminals, to make crypto payments with the same speed and ease as customers using standard credit or debit cards.

Ask Our Experts

Our sales experts are ready to answer all your questions and recommend suitable products and solutions.

Alon Eliya Bigler
Alon Eliya Bigler
Vice President, International Business Development Retail Payment Solution
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