Tokenization services consist of a tokenization processor and a tokenization gateway. The API system is accessed by the carrier, and the e-shop of the carrier is connected to the tokenization gate.


Proven client identification in:

  • Transport industry - inspection control
  • Retail - payment applications
  • Loyalty schemes - cardholder unique identification
  • Parking - electronic ticketing

Tokenization gateway

It is ready for the transport industry and loyalty schemes. The token processor keeps sensitive data in the database in a secure manner: identifier values, token keys are safely stored in the HSM and performs token identifiers. The token gateway is designed with responsive behavior and use on desktop and mobile devices.

  • Payment card tokenization based on applied cryptography and secure key management
  • Improved security for merchants
  • Secure interoperability with third parties

How it works

Requesting a Token with Switchio® Token Gateway.


Token Gateway receives the card number from the token requestor


Token Gateway routes it to the appropriate EMV tokenization service to request a network token


The EMV tokenization service validates the card number with the card issuer

centralized platform

The issuer approves the request and validates the token


The EMV tokenization service returns a network token to Token Gateway


Finally, Token Gateway shares a reference ID of the token with the token requestor

Tokenization app

The tokenization application implements an interface through which the application can be used by third-party applications on the same device.


Tokenization app supports

  • API to calculate the token from the sold input data
  • Detection of EMV cards and subsequent token calculation
  • Multilanguage, multicurrency
  • Integration with TMS for secure key exchange (TTK, TEK, TMK) and full remote control & configuration
  • Simple API integration with 3rd party application

Switchio® Tokenization application is ready for OS Android.

Want to find out more? Interested in becoming a technology partner?

Get in touch.

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